Uninsured And Underinsured Motorist Issues
New Jersey Car Accident Lawyers Handling UI/UIM Claims
Approximately 11 percent of the drivers on New Jersey roads are uninsured. The percentage that are underinsured is much harder to identify, but a serious accident can easily cause more damage than many insurance policies will cover. Dealing with insurance is an issue in virtually every car and truck accident case. It is one of the many reasons why you should seek the advice of an experienced attorney if you or a loved one has been involved in a crash.
New Jersey No-Fault Law And Minimum Insurance
It is a crime to drive a car without insurance in New Jersey. Every car is required to carry at least a minimum amount of insurance coverage. Despite that fact, many car accident victims find that getting access to compensation is not a simple matter.
Because New Jersey is a no-fault insurance state, your insurance company pays the expenses you incur in a car accident. The other driver’s lack of insurance doesn’t matter if your injuries are minor. Serious car accidents, however, may mean that you need to file a lawsuit against the other driver to collect full compensation. If that driver is uninsured, the problems increase.
Seeking Full Compensation
Collecting the full damages you deserve is complicated by an underinsured or uninsured motorist. You may be able to look to sources of compensation outside of insurance to cover your expenses. An experienced trial attorney can help you find every available avenue to getting the money you deserve.
At Costello & Mains, LLC, in Mount Laurel, New Jersey, our attorneys know how to protect injured clients. Kevin Costello and Deborah Mains have more than four decades of experience between them and have conducted numerous trials involving substantial damages. Their experience gives our firm an advantage in protecting your rights. We can help you through complex issues involving uninsured and underinsured motorists.