PIP Insurance In New Jersey
New Jersey Auto Accident Lawyers And PIP Insurance
Personal injury protection (PIP) insurance is mandatory for New Jersey drivers. Your auto insurance policy contains a PIP provision, whether or not you are aware of it. The minimum PIP coverage available in New Jersey is $15,000 per person per accident. Many drivers select this level of coverage. In a car accident causing injuries, $15,000 is a tiny sum. The maximum level of PIP insurance is $250,000. Most people are surprised at how quickly a number like that can be reached after a serious accident. PIP insurance is an issue in many car accident cases, but it is far from the only source of compensation if you have been injured.
Proper Compensation After An Auto Accident
Your PIP coverage may cover some portion of the medical bills or lost wages you have suffered. To recover the rest, you will almost certainly have to file a lawsuit against the negligent party that caused your accident. PIP insurance is a very limited remedy that often fails to cover even basic medical expenses, let alone the other costs associated with a bad crash. Pain and suffering, loss of earning capacity and countless other damages are not included in PIP coverage. You need an experienced personal injury trial lawyer to protect your rights and help you get the full compensation you deserve after an accident.
Our Personal Injury Services
At Costello & Mains, LLC, in Mount Laurel, New Jersey, we help injured clients get the relief they are owed following a personal injury accident. Due to the limited nature of PIP insurance, we do not handle the filing of PIP claims. We refer these claims to outside counsel, in the event that legal guidance is necessary to complete the PIP benefits application process. Our trial attorneys focus on personal injury lawsuits designed to give our clients the best chance at receiving full compensation for their injuries.